Insuring your purchase


Insuring your new purchase can be quick and easy and gives you the freedom to wear your jewelry without worry, knowing it’s protected.

Nye Jewelers has arranged for Jewelers Mutual Group to bring our valued customers information about helping to protect your purchase. Since 1913, Jewelers Mutual has been the only insurer dedicated exclusively to jewelry and offers comprehensive repair or replacement coverage with worldwide protection against loss, theft, damage, and mysterious disappearance. Jewelers Mutual insures all types of jewelry, including engagement rings, luxurious watches, earrings, etc.


You left your ring somewhere—on a beach towel or in a public bathroom. It’s out there somewhere and you can’t find it. It’s covered.


We all know that feeling of dread when something we cherish is stolen. But you can rest assured that your stolen piece is covered, too.


Sometimes jewelry just disappears—it could be lost, stolen or hanging out in a drainpipe somewhere. You may not be able to explain how, where or when it vanished. Don’t worry, that’s covered.


You hit your diamond ring on the edge of a table and it cracks, or you’re pulling on a sweater and a prong is bent, or a small side diamond falls out of mounting. Accidents happen. Jewelers Mutual covers that!

Worldwide Coverage

Loss your ring somewhere in the Caribbean, Italian Riviera, or Bali? No matter! Jewelers Mutual includes coverage worldwide for when you travel!

How the Jewelry Insurance Experts Compare to the Big Names

Jewelry is typically covered under renters and homeowners insurance policies. But that coverage is not usually enough to cover the full replacement cost, and even a jewelry-specific rider added to your homeowners policy has its limits.

How Much Does Jewelry Insurance Cost?

Insuring jewelry through Jewelers Mutual typically costs you 1-2% of the jewelry’s value, per year. For example, a $10,000 ring costs about $100 per year to insure.

Apply today

To request your free no-obligation quote, simply click the ‘Get your quote’ box below and make sure to enter Nye Jewelers’ 4-digit jeweler code 2454:

By clicking the button above, you move to a Jewelers Mutual website and authorize Jewelers Mutual to securely obtain and save details of your purchase for the purpose of calculating a no-obligation insurance quote. Retrieved information may include your name and address.